Delinquency

Delinquency is nothing to do with delinquent in the sense that it is used vernacularly.

Delinquency in the world of finance refers simply to an obligation to make a particular payment not being followed through.

For instance if you owe a loan and you miss a payment, or if you have a credit card debt and you don't pay it during the standard period then that would be considered delinquent.

There are usually charges applied in these circumstances and if payments continue to be missed then debt collection may come into force.

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