Best Buy UK Current Accounts
When it comes to getting a current account, there may be various different considerations depending on your circumstances. If you need an overdraft, then clearly the one that offers the largest at the best rate will be most suitable for you.
If you are poor at managing your money however and often have large piles of cash in your current account that you just don't or don't want to move to a savings account, then a good credit interest rate will be of use to you.
Some accounts have conditions attached whilst others don't. Here is our pick of five current accounts that have high credit interest rates and therefore qualify as best buy UK current accounts:
| Provided By | Name | Credit Rate | Authorised Overdraft | More Info... |
| Alliance and Leicester | Premier Direct Current Account | 8.5% | n/a | Requires £500 or more per month to be added to the account |
| Abbey National | The Abbey Account | 8% | 19.9% | Requires £1000+ per month - interest on up to £25000 |
| Coventry BS | Coventry First | 5.6% | n/a | £1000+ per month |
| Halifax | Ultimate Reward Current Account | 5.12% | 13.3% | Monthly fee £10 |
| Lloyds TSB | Classic Plus Ac | 4.25% | 18.9% | Requires £1000+ per month |
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